Disability Stats and Facts
  • More than one in four of today's 20-year-olds will become disabled before they reach age 67.
    (Source: U.S. Social Security Administration Fact Sheet, 2019)

  • Illnesses... not accidents are the cause of 90% of all disabilities.
    (Source: Council for Disability Awareness, 2014)

  • Only 50% of American adults have indicated that they have enough savings to cover three months of living expenses in the event they're not earning any income!
    (Source: Federal Reserve, Report on the Economic Well-Being of U.S. Households in 2018)

  • Just 20% of American consumers have reported that they have disability insurance, leaving the majority of Americans without any disability insurance coverage at all.
    (Source: Life Happens and LIMRA, 2019 Insurance Barometer Study)

  • One in eight workers will be disabled for five years or more during their working careers.
    (Source: Council for Disability Awareness, 2013)

  • The average disability payment from the government is less than $1,200.
    (Source: U.S. Social Security Administration, October 2018)
Information To Be Concerned About
Millions of working Americans, both men and women, are facing a growing crisis which equates to having an inadequate amount of disability insurance protection. Today, many individuals do not have enough savings set aside in case of a financial emergency. Without adequate income protection, many families will face a financial hardship if the breadwinner is not able to work because of a disabling illness or injury.

Many working adults are without any form of disability insurance protection, other than the basic coverage that is provided by Social Security. If you do not have enough savings to cover your living expenses in the event of a disability, you will need to consider securing an adequate amount of disability income protection that will protect you and your family.

How much is enough? That's not an easy question to answer because there are so many variables to take into consideration. To find out, give Chad Rodriguez or Ron Knowles a call today and schedule a free, no-obligation consultation. They will be able to provide you with all of the information that will enable you to make an educated decision.

Ron Knowles and Chad Rodriguez offers securities through Centaurus Financial, Inc. who is a member of FINRA and SIPC. Supervisory office: 540 Fort Evans Road, NE, Suite 200, Leesburg, VA 20176 (800) 880-4234. Please be advised that Safe Money Management, LLC and Centaurus Financial, Inc. are not affiliated. This is not an offer to sell securities. A proposal can only be submitted to a client after the proper delivery of a prospectus and the client's suitability has been reviewed and determined. Information relating to securities is only intended for use by individuals that reside in Louisiana.
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