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Annunities
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In Lake Charles, contact Safe Money Management to determine if an Annuity is the best insurance product to help you achieve a financial goal. The expertise and knowledge of Chad Rodriguez and Ron Knowles, along with their willingness to help their clients is the perfect formula for you to plan and achieve your financial goals.

An annuity is a long-term agreement between you and an insurance company that allows you to accumulate funds, on a tax-deferred basis, for a later payout which is in the form of guaranteed income that you cannot outlive.

Annuities may, or may not, be a smart choice for your particular investment plan. Don't take a chance and make a wrong decision. Simply ask Chad or Ron for their help. They are well qualified to do so because of their extensive knowledge and experience.
Available Annuity Products
Variable Annuity... is a tax-deferred retirement vehicle that allows you to choose from a selection of investments, and then pays you a level of income in retirement that is determined by the performance of the investments that you have previously selected. The selection of investments is crucial in determining the future value of your annuity.

Fixed Annuity... are essentially CD-like investments issued by insurance companies. They pay guaranteed rates of interest and can be deferred or immediate. The convenience and predictability of a set payout makes a fixed annuity a popular option for retirees who want a known income stream to supplement their other retirement income.

Immediate Annuity... are long-term, tax-deferred contracts you purchase from an insurance company that provide immediate regular payments in exchange for a lump-sum investment. These payments are guaranteed to last for a specified period of time or for a lifetime. These types of annuities may be either variable or fixed.

Fixed Indexed Annuity... is a fixed annuity that provides you with the opportunity to enjoy interest rates that are tied to the performance of a stock market index, such as the S&P 500, without the worry of losing any of your money in a downturn. These annuities are issued by an insurance company and are not considered to be securities.
As you can see, because of the different types of annuities there is a lot to learn prior to selecting one to help you reach your financial objective. If you are interested in learning more about annuities, simply call Chad or Ron and schedule an appointment for a free consultation with absolutely no obligation on your part.
Disclaimer
Ron Knowles offers securities through Centaurus Financial, Inc. who is a member of FINRA and SIPC. Chad Rodriguez is not licensed to sell securities. Supervisory office: 2300 East Katella Ave, #200, Anaheim, CA 92806 (800) 880-4234. Please be advised that Safe Money Management, LLC and Centaurus Financial, Inc. are not affiliated. This is not an offer to sell securities. A proposal can only be submitted to a client after the proper delivery of a prospectus and the client's suitability has been reviewed and determined. Information relating to securities is only intended for use by individuals that reside in the state of Louisiana.
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